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Toronto, Ontario, Canada
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1K followers
500+ connections
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1K followers
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Stephen Goneau shared thisOwnr is looking for a great Senior Product Manager to join our team. We have a full roadmap and goals to drive Ownr to new heights. If you believe in supporting small business in Canada then Ownr is the place to be.Senior Product Manager, Ownr in TORONTO, Ontario, Canada | Strategy | Project & Program Management at RBC | Jobs at RBCSenior Product Manager, Ownr in TORONTO, Ontario, Canada | Strategy | Project & Program Management at RBC | Jobs at RBC
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Stephen Goneau reposted thisStephen Goneau reposted thisOwnr is hiring a Head of Product to join our leadership team as we embark on our next phase of growth. You'll get to work with amazing leaders like Lydia Varmazis, Louise Murphy, Sean Farrell, and Stephen Goneau. We'll be building cool new products for entrepreneurs, while refining our core capabilities of business formation, corporate compliance, and insurance. We also just celebrated 200,000+ entrepreneurs that have used Ownr to launch their business, there's never been a greater time to join the Ownr team! https://lnkd.in/gphfmU9hHead of Product, Ownr (Fixed Term) in TORONTO, Ontario, Canada | Strategy | Project & Program Management at RBC | Jobs at RBCHead of Product, Ownr (Fixed Term) in TORONTO, Ontario, Canada | Strategy | Project & Program Management at RBC | Jobs at RBC
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Stephen Goneau shared thisWe are hiring!!! We are looking for our next great Delivery Manager to join the Ownr team. If you enjoy working with Technology, Product and Design to deliver key initiatives that help Ownr continue to grow and succeed then this may be the role for you. https://lnkd.in/gYwBMfYY
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Stephen Goneau shared thisLooking for a strong technology leader that is looking for an opportunity to make an impact on how we operate and deliver technology solutions.
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Stephen Goneau shared thisGreat opportunity in Ventures to help drive delivery across the entire department!
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Stephen Goneau shared thisGreat opportunity to join a team where data really matters and influences where we are going!
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Stephen Goneau shared thisDr Bill is looking for intermediate and senior full stack developers with a background in Ruby on Rails. Come join a remote-first team that are building solutions to help physicians spend less time running their practice and more time helping patients. https://lnkd.in/g-3ZmmC
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Stephen Goneau shared thisWe continue to look for great people to join our growing teams. If you are interested or know someone please get them to apply.
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Stephen Goneau shared thisWe are looking for a Delivery Manager to drive delivery of our growing teams!
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Stephen Goneau liked thisStephen Goneau liked thisAfter 12 years of working on Ownr, I’ve decided to step down as CEO. This concludes a journey that started with my friends, Derek Hopfner and Travis Houlette, and a mission to make it easy to start a business in Canada. With an incredible team behind us, we raised some cash, built the business, got acquired by RBC, and eventually served over 250,000 (mostly) happy customers. For the past year, I’ve been on parental leave and embracing my role as a dad. The long days spent with my infant daughter made it clear that now is the right time to re-prioritize, make a change, and start dreaming up something new. Sending massive amounts of gratitude to all who’ve been part of the journey (always happy to reconnect). Best wishes to my Ownr colleagues as I’m off searching for the next big thing. Cassio Hideki Matsumoto Lucas Stevens Zoey Wen Simon Legault Aziz Smailagic Kelvin Tran Alanna I. Jordan Casey Jaya Kahlon Louise Murphy Meizi Liu, MBA, MAcc, CPA, CA Prasika Selvarajah Dan Ophaug Sameer Bharde
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Stephen Goneau liked thisStephen Goneau liked thisI don’t post often on LinkedIn, but I do believe in sharing significant milestones. Last week I wrapped up at RBCx: one of the most difficult career decisions I’ve made. I didn’t expect my off-boarding to be so emotional but as I said “see you soon” to the incredible crew and reflected on the work we did together, it really did hit me hard. Working on two of the in-house portfolio ventures (Ownr and Houseful), I had the chance to lead product design teams focussed on fascinating challenges in the small-business and real estate sectors. We launched Houseful’s Ownability feature on iOS, wrapped up a huge technical compliance project, celebrated 250,000 business registrations on Ownr, and purposefully boosted collaboration across product, design and engineering teams. (And there’s so much more underway!) I’m so proud of my colleagues and all we achieved. RBCx is where the spirit and acumen of tech startups meets the scale of Canada’s largest bank. It’s a meaningful and unique place to do design work, and the brilliant people aboard gave me energy every single day. Although I'll deeply miss this community, I’m excited to take the inspiration I’ve gained into my next adventure. I’m grateful to everyone at RBCx during my time, most especially Nicole Kelly, Patrick Noonan, Jessica Wong, Julie Do, Mark Yamashita, Vishal Handa, Eric F., James Lynch & James Reynolds. The terrifically talented product and design teams, including Megan Teague, Gabrielle Vandekas, Emilie Laflamme, Zac Poissant, P. Kwasi G., Ivan Lou, Jess Atkinson & Gabriel MW. And from my first days & months aboard Houseful: Jacy Legault, Ben Brooks, Nicole Gartside Jenkins, Emma Cole. There are far too many others to list here, ALL of whom were impactful coworkers and became friends along the way. Later this week, I embark on a new challenge. More to come :)
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Stephen Goneau liked thisStephen Goneau liked thisThose who know me know that I love growing food, both indoors hydroponically and outdoors in the garden. I am beyond proud of myself that my first book has been published! I truly hope that it encourages others to grow something too! Now onto the next one!
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Stephen Goneau liked thisStephen Goneau liked thisIt’s been ~five years since we started on the journey of building RBCx, a uniquely positioned innovation arm of RBC that connects the dots between investing, banking and building within Canada’s tech ecosystem. Under one roof, we get to work with some of the country’s most incredible founders and companies, and build alongside them through our in-house brands: Dr.Bill, Mydoh, Ownr and Houseful. The Platform team is a creative collective and growth partner across every part of our business. Today, that looks like ~70 marketers, researchers, writers, designers, and operators – some of the most talented and driven people I’ve ever worked with. …and we’re growing! If you’re curious, creative, and love building alongside amazing people, check out the roles below. 🚀🚀🚀 Manager, Marketing Analytics: https://lnkd.in/eQBqt3UB Senior Manager, Integrated Marketing: https://lnkd.in/e3ESPBWh Senior Manager, Content Marketing: https://lnkd.in/e2Gx8e-d Manager, Product Marketing (Contract): https://lnkd.in/eieM---t Product Design Lead (Contract): https://lnkd.in/eztujPKN Want to learn more about our team, our work, or where we’re headed in 2026? Connect with me or our leadership team below. 👇👋 Betsy Taggart, Patrick Noonan, Jon Macca, Richmond Sedcole, Lionel Wong, Amanda Filipe, Dan Ophaug, Eric F., Jessica Wong, Julie Do, Michelle Kwong Rutherford, Natalie (Nat) Calderon, James Lynch
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Stephen Goneau liked thisStephen Goneau liked thisIt’s pretty clear that everyone, myself included, is going to be writing less code than we did a decade ago. I’ll miss the flow state, but I won’t miss being at the office at 2 am trying to figure out why the tests aren’t passing. No point getting too nostalgic. Anyone who has worked in big enterprise knows that it’s one thing to write a bunch of code. It’s another thing to put it into the world. Have it running, people using it, supported etc. And shipping real products in a regulated industry ? you get my respect every day of the week. So here’s my offer. If you’ve figured out how to do agentic software engineering, you’re doing it in a regulated industry, and you’re not worried that the compliance folks are going to come special forces style through your window to shut it all down ? And you’re more or less in downtown Toronto ? Fantastic. I would love to buy you a coffee and understand your workflow. Pilot, Dark Horse, Dineen, coffee shop of your choice. Drop me a message and we'll sort it out.
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Stephen Goneau liked thisStephen Goneau liked thisWhen I first thought about opening a store, it wasn’t because it was my lifelong dream. I had moved to a small town, and many of my new friends owned shops. One day someone said, “Why don’t you open one too?” At first I considered a tourist store representing all of Canada. But when a family member welcomed a new baby, I realized there were very few local places to buy quality baby/toddler clothing without driving to Halifax. Online options were hit-or-miss. The idea shifted to a children’s store for local families. What started casually suddenly became real. With help, I learned how to run a shop, set up a POS system, build a website, and manage inventory — all the things you don’t see from the outside. Drawing on my banking background, I also saw how hard it is for truly small businesses to access practical support. Before I had even welcomed a single customer, unexpected costs appeared and plans changed quickly. Like many small businesses, I discovered reality rarely matches plans. The first location became unsustainable. High costs and low foot traffic made survival impossible. Persistence showed up disguised as a phone call. Walking past an empty storefront, my brother suggested I call the number posted. I assumed the rent would be too high, but he said, “All they can say is no.” I called. They said yes. With mentoring and support, the shop found its footing — just as another headwind arrived. A nearby homeless shelter opened. The impact on my store was immediate: many core customers no longer felt comfortable visiting the area. Foot traffic dropped sharply, and for a time sales fell to zero. Local leaders stepped in to help rebuild confidence downtown. That support mattered more than they may realize. There were more challenges — unexpected bills, internal issues, accounting costs that didn’t match the scale of my business, even discovering I had been paying electricity for an apartment upstairs due to a meter mix-up. Recently, tariffs and trade tensions have driven up costs, making it hard to order the next season before the previous one sells. For a small shop, cash flow is king. But each time, something — or someone — helped. Today, my Little Sparrow shop is still here — not because it was easy, but because perseverance and hope matter. Sometimes it simply means putting your head down and doing whatever it takes to keep the lights on. I’ve also been exploring ways to use AI tools like my “Sparrow” assistant to help with ideas. Small businesses don’t always have big teams, so adapting is part of survival. What motivates me now is the hope that one day I can pass this shop on to my grand-niece, if it’s something she chooses. Small businesses matter. They are part of the fabric of a community. If you’re in the trenches, hang in there. There are more people who care than you may realize. I’m grateful for the support of Nova Scotia’s South Shore and everyone who has walked through our door. Thank you for listening.
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Stephen Goneau liked thisStephen Goneau liked thisAs I enter my final week at Hatch, I have been reflecting on the past five and a half years. I feel fortunate to have been part of a firm that takes its purpose seriously. Hatch’s commitment to pursuing a better world through positive change is not a slogan. It is a standard. It shapes how the company chooses problems, invests capital, and holds itself accountable. If there was ever a company built for the complexity of this moment, it is Hatch. I am proud to have helped build and scale the digital business during this chapter, and to have worked alongside colleagues who care deeply about doing meaningful work well. I leave with a few convictions that have only strengthened over time. Focus relentlessly on the client’s largest value drivers. Live your values consistently, especially when it is inconvenient. Know your worth and do not dilute it in the market. Those principles shape how I lead and what I build. I leave wiser and better than when I joined. Grateful for the trust, the challenges, and the partnerships. I will be cheering Hatch on from the sidelines as it continues to push the boundaries of what digital innovation can do in heavy industry. Thank you to everyone who made this chapter meaningful.
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Stephen Goneau liked thisProud to bring this partnership to life! Webflow x Ownr 🤝 Big thanks to Paul Gray for this partnership and for making the collaboration seamless. Even bigger thanks to the Webflow team for supporting Canadian founders! 🍁 If you are an Ownr customer, you can get 100% off your first year with a Webflow CMS site plan! Check it out here: www.ownr.co/perksStephen Goneau liked this🚨 Perk alert 🚨 Eligible Ownr customers get 100% off their first full year of a Webflow CMS site plan! Your website is your digital storefront - open 24/7, building trust, and turning visitors into customers. Webflow allows you to easily create, manage, and optimize a custom website that drives real results. 💻 Visit our perks page for more exclusive offers to help you run your business: ownr.co/perks #Ownr #smallbiz #smallbusinessresources #smallbusinesstips
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RBC
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Indigo Community
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Fun and dynamic, this project challenged and grew me significantly as a developer. We successfully created an on-line social network that caters to books lovers in Canada by engaging users with compelling and useful experiences. Moving from a large corporate team and a waterfall type project management to a small, hand-picked team in an agile while continually improving all metrics and high throughput was an amazing process and has been an invaluable stepping stone in my career preparing me for…
Fun and dynamic, this project challenged and grew me significantly as a developer. We successfully created an on-line social network that caters to books lovers in Canada by engaging users with compelling and useful experiences. Moving from a large corporate team and a waterfall type project management to a small, hand-picked team in an agile while continually improving all metrics and high throughput was an amazing process and has been an invaluable stepping stone in my career preparing me for much bigger and brighter endeavours.
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Charlie Conron (LDA) 📈
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For decades, Canada’s "Big Five" banks controlled access to consumer financial data. That era has ended. As Christer Holloman notes in Forbes, Canada’s Open Banking framework is officially live, ushering in sweeping changes: - You own your data: You will be able to move your financial data (transaction history, credit scores, account balances) seamlessly between different apps and banks. - Better rates: Fintechs can analyze your data in real time to offer more competitive mortgage or loan rates than traditional banks. - Better security: By moving to an API-based system, users no longer need to hand over their login credentials to third-party providers, significantly reducing the risk of data breaches. This isn’t just a technical update; it’s a shift in power. The financial ecosystem is evolving so that the customer, not the bank, holds the keys. How do you see this impacting the life insurance industry? Read the full article here: https://bit.ly/3OblITA #LifeInsurance #InsuranceAdvisors #CanadianFinance #LDA
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What does successful partnership look like in Canada’s FinTech sector? Neo Financial’s Jeff Adamson and Mastercard’s Balinder Ahluwalia explore how one of Canada’s fastest-growing companies earned deep access to the country’s payment infrastructure early, and what made the partnership work. They discuss product speed, regulatory trust, and the real work of building financial tools for the next generation. Watch the full conversation here: https://lnkd.in/dB7U__3u
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⏳ Legacy payment systems don’t just slow operations — they cost CEOs market share, margins, and customer loyalty. Is your organization ready? 👉 Read the CEO guide: https://lnkd.in/eVkY4Ced Forward-looking boards in Canada are already moving payments from the back office to the frontline of strategy. Kapcharge by Kapital Solutions | Startup Canada | Canadian Fintech | Canadian Lenders Association #CEOInsights #CEOGuides #PaymentProcessing #BusinessGrowth #Canada
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We’re monitoring Interac’s commitment to change its e-transfer pricing in November 2025 from volume-based to flat-fee. Interac’s current volume-based pricing benefits Canada’s largest banks who process hundreds of millions of e-transfers each year, but burdens smaller financial institutions with higher costs. This change will level the playing field. Read more: https://lnkd.in/dyTM_5qX
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Maurizio Mastroianni, B.A.Sc., M.A.Sc., MBA, CFP®
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The analysis by dNovo Group, a Toronto-based digital agency, looked at categories like overall cost of living, pollution scores and cultural and entertainment attractions to determine the Canadian cities with the highest quality of life.
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CIBC acted as financial advisor to Blue J on its USD$122 million Series D financing, shaping the investor narrative and orchestrating a process that resulted in a homerun outcome. The funding will help Blue J advance its mission to become an indispensable utility for taxpayers and administrators worldwide. View the full video here: https://lnkd.in/eJZ7s3RB Daniel Lee, Benjamin Alarie
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Razi Chaudhry (Paracha)
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“𝐁𝐮𝐲𝐢𝐧𝐠 𝐂𝐚𝐧𝐚𝐝𝐢𝐚𝐧, 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐂𝐚𝐧𝐚𝐝𝐢𝐚𝐧” — 𝐏𝐌 Mark Carney 𝐭𝐨𝐝𝐚𝐲. Long time coming, and music to my ears 🎶. This is a huge opportunity to scale up R&D locally — something Canada has struggled to fully leverage over the past few decades. Canada has often relied heavily on U.S.-aligned policies, and political debates, whether left or right, have too often focused on short-term arguments rather than building long-term resilience ⚖️. If implemented, a policy shift like this could help bring industrial manufacturing 🏭, agriculture 🌾, and other strategic sectors back home. With 𝐭𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐲 𝐚𝐧𝐝 𝐀𝐈 🤖 𝐚𝐜𝐜𝐞𝐥𝐞𝐫𝐚𝐭𝐢𝐧𝐠 𝐚𝐭 𝐡𝐲𝐩𝐞𝐫 𝐬𝐩𝐞𝐞𝐝, applied AI and enterprise AI R&D could expand in finance 💰, healthcare 🏥, supply chain 📦, and beyond. Perhaps we could even 𝐝��𝐯𝐞𝐥𝐨𝐩 𝐀𝐈 𝐜𝐚𝐩𝐚𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬 𝐭𝐫𝐚𝐢𝐧𝐞𝐝 𝐢𝐧 𝐂𝐚𝐧𝐚𝐝𝐚 🍁, rather than relying solely on the U.S. 🦅 or China 🐉-developed models 🌐. Canada can also focus on 𝐩𝐫𝐨𝐝𝐮𝐜𝐢𝐧𝐠 𝐦𝐨𝐫𝐞 𝐒𝐓𝐄𝐌 𝐠𝐫𝐚𝐝𝐮𝐚𝐭𝐞𝐬 👩🔬👨🔬 — compared to China, which produces ~3.5+ million graduates annually — highlighting the scale gap 🌏. Increasing domestic STEM talent will not only provide jobs for new graduates but also the 𝐥𝐨𝐜𝐚𝐥 𝐭𝐚𝐥𝐞𝐧𝐭 𝐛𝐚𝐬𝐞 𝐭𝐨 𝐝𝐞𝐯𝐞𝐥𝐨𝐩 𝐭𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐲, 𝐢𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧, 𝐚𝐧𝐝 𝐀𝐈 𝐝𝐨𝐦𝐞𝐬𝐭𝐢𝐜𝐚𝐥𝐥𝐲💡. If this policy starts to take shape beyond political rhetoric, we could see Canada become more resilient 🛡️, with anchored innovation, domestic talent, and strategic industries built for the long term. R&D, farming, and manufacturing remain the backbone of stronger nations ⚙️ — finally, Canada may begin reclaiming that foundation 🇨🇦. #BuyingCanadian #BuildCanada #R&D #STEM #Innovation #AI #Technology #Manufacturing #EconomicResilience #CanadianTalent #MiddlePower #TechInCanada #AppliedAI #IndustrialStrategy https://lnkd.in/e9Bem-d3
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Balachandar Dhanasekaran (BALA)
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Darrell Jaggers
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This week we had the pleasure of hosting Kootenay Savings Credit Union, Steinbach Credit Union and Coastal Community, all fellow members of the Coalition of Founder Credit Unions for VeriPark's new VeriChannel 8.2 Canadian Product. We're united in a shared goal of building a modern digital banking experience for Canadian Credit Unions. One that leverages our combined scale, common requirements and with the flexibility and autonomy to introduce new capabilities faster than we could before. During their visit, these leaders got an up-close look at the launch of our new desktop online banking and mobile app at Island Savings, following a successful rollout in our Valley First division earlier this month. We connected them directly with our project and member-serving leaders to hear firsthand what's working well with these launches and where we're continuing to learn and adapt. They also saw what's driving the success of these launches: effective organization-wide collaboration. When issues surface (as they do in digital transformation of this scale) they're met with urgency, care and a shared commitment to delivering member-first support. This new platform is coming to life! And we're not done yet. Next up is the Envision Financial launch. As a group we're carrying the momentum forward as we continue to raise the bar on what a modern, member-first digital banking experience for Canadians should be. #DigitalBanking #DigitalTransformation #CooperativeBanking
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Jean-Pierre Palomba-Marin
Palomba Consulting Group… • 14K followers
Uno Platform, a two-year-old Montreal startup that provides enterprise-grade tools for building cross-platform .NET applications from a single codebase, raised a $2.54 million seed round co-led by AQC Capital and Desjardins Capital. https://lnkd.in/dTWMrtDx
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669 followers
VastAdvisor's CEO, Ian Karnell, joined Jason M. Pereira on the FinTech Impact Podcast to talk about something the wealth management industry still gets wrong: Growth is not a marketing problem. It’s an intelligence problem. We covered: • Why most advisor “lead gen” is structurally broken • How AI actually changes CAC, attribution, and compliance (and where it doesn’t) • Why firms that own their data and learning loops will outgrow those that rent demand • What the next competitive moat in wealth management really looks like This wasn’t a surface-level AI conversation. We got into systems, incentives, and what it takes to build durable growth in a regulated industry. 🎙️ Listen here: https://lnkd.in/g743KpFj Credit to Jason for asking the right questions and pushing past the buzzwords.
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Interac Corp. is making a key leadership move as it deepens its role at the centre of Canada’s digital economy. The national payments and digital trust organization has appointed D’Arcy McDonald as Group Head, Product, tasking the longtime banking executive with leading the evolution of Interac’s core services — including Interac Debit, Interac e-Transfer, and Interac Verified — while accelerating newer offerings like KONEK. With decades of experience across Canadian banking, payments, and digital channels — and prior service on Interac’s board — McDonald steps into the role as Interac continues to expand beyond payments into identity, verification, and secure data exchange. 👉 Read the full article for more on the appointment and what it signals for Interac’s product strategy and Canada’s financial infrastructure. https://lnkd.in/giM852NA
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Customer expectations for faster, smarter, and seamless payment experiences are shaping the future for Canada’s financial institutions. Learn how payments modernization is unlocking strategic growth. Read the article and download the PDF for exclusive Canadian insights: https://lnkd.in/gPmvKjx4
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Anjum Iqbal
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Technology isn’t the barrier to enterprise #AI adoption. Rather, it’s structure, ownership, and mindset, according to Danielle Gifford, who called out what’s holding Canadian companies back: risk aversion, scattered pilots, and a lack of clear governance. Her advice? Invest in people. Build muscle memory. And be okay with imperfection. Full conversation: https://lnkd.in/grsrDwbi #DigitalTransformation #Leadership
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Kim Wargo
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Excited to see nCino grow in Alberta. Vision Credit Union Ltd. has selected nCino for Commercial Lending, Banking Advisor, and Automated Spreading, bringing more intelligent lending to the agricultural communities they serve every day. Learn more in the full release: https://lnkd.in/ehan2H2n
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Open Banking Expo
21K followers
Lending is about to change, fundamentally. At Open Banking Expo Canada, Brent Reynolds described it as “the biggest innovation since the credit score.” Open Banking is unlocking cash flow underwriting, giving lenders a real-time view of income, spending, and financial behaviour. Not just a snapshot, the full picture. This has real impact: 🔸 Better access to credit for thin-file and new-to-credit customers 🔸 Faster, lower-friction onboarding 🔸 More accurate risk assessment 🔸 A powerful new tool in the fight against fraud As Andrew Graham put it, lending has always been about three things: identity, ability to pay, and willingness to pay. Open Banking strengthens all three. But this only scales when the framework is live. Until then, lenders are working around the system, not with it. 📖 Read the full breakdown: https://lnkd.in/e9qdSzk8 Mark Sam | Major Street Advisory | Andrew Graham | Borrowell | Brent Reynolds | Payson Solutions
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Bluline Technologies
225 followers
🎥 Why do banks need customer remediation? Banking’s complexity means that even small errors in fees, product setups, or processes can impact thousands of customers. In this short video, Co-Founder and CEO Aidan Carleton explains why getting customer remediation right matters more than ever, and what’s driving the industry’s focus on doing right by customers. 👉 Watch the video and join the conversation #BankingInnovation #CustomerRemediation #RegTech #FinancialServices #leadership
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Bulletproof, a GLI Company
12K followers
Our Bulletproof expert, Tim Cox was on the ground at the Payments Canada Summit, and one thing stood out: innovation in payments is moving fast, but trust, resilience, and security are what make it sustainable. Sessions on real‑time payments, AI, open banking, and fraud prevention made it clear why these priorities are non‑negotiable in highly regulated environments. How Bulletproof supports financial firms navigating risk & regulation → https://hubs.la/Q04g8JDd0 #FinancialServices #CyberResilience #FraudPrevention #SecurePayments #Compliance
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