Valiant Finance

Payday Super is coming. While it doesn't change how much your business pays, it definitely changes when that cash leaves your account. For most businesses, that timing shift will put a real squeeze on cash flow. This is the time to step in early, stay ahead of the change, and turn a compliance update into a cash flow planning win. Learn how to help your clients navigate the shift: https://buff.ly/KX5DY68

Reminder: Running this Thursday! If you’ve been thinking about how to expand beyond residential and unlock more value from your existing clients, this session is worth a look. Join James Pattison and Ben White FYI Business Coaching as they share how advisers are: • Spotting business finance opportunities already in their client base • Starting the conversation with confidence • Delivering solutions with the right support Simple, practical, and designed to help you get started without adding complexity. 📅 Thursday 26 March ⏰ 11:00am AEDT 👉 Register here https://buff.ly/YfBMm26

📖 What is Payday Super — and why does it matter for your clients? Major changes to how super is paid are on the way, and they could have important implications for businesses and cash flow. With Payday Super set to change the timing of super contributions, it’s important for brokers and finance professionals to understand what it means and how clients may need to prepare. In this article, Valiant Finance explains what Payday Super is, why the change is being introduced, and what it could mean for employers moving forward. Read the full article 👇 #ValiantFinance #PaydaySuper #Superannuation #FBAA #CorporateSponsor

Running a business means juggling lots of moving parts — cash flow included. In a recent poll of 200+ Australian business owners, around 1 in 3 said they wait 2–4 weeks to receive payment from customers. The good news? Understanding these patterns helps you plan ahead. Small steps, like sending automated reminders and exploring flexible financing, can give you more freedom to focus on growth. 👉️ Read the full insights: https://buff.ly/KPJVi7J #SMEFinance #CashFlowManagement #BusinessLoans #InvoiceFinance #FinanceTips

Q2 is almost here, and for Aussie SMEs, that means balancing seasonal busy periods with smart tax prep: 🐰 Easter, school holidays & ANZAC Day These weeks can get busy, especially for those in hospitality. Plan casual staff early to handle the Easter rush and school holiday crowds, and factor the ANZAC Day public holiday into your roster. 🎁 Mother’s Day & RBA meeting May brings one of the biggest retail spikes of the year: Mother’s Day. Stock up on popular items, run targeted promotions, and make it easy for customers to buy from you. Watch the RBA’s rate announcement too, as it can impact borrowing costs. 📅 EOFY & another RBA meeting June can be a crunch time for finances and EOFY reporting. Tidy your books now to get ahead, and review your funding strategy and cash reserves ahead of the next RBA decision. Need a hand with seasonal funding? Valiant Finance can help you access fast, flexible loans so you never miss an opportunity: https://buff.ly/Loy9wc9.

A lot of the conversation around women and business finance usually focuses on confidence. But the data tells a different story. Our latest research at Valiant found 59% of women feel confident accessing business finance, almost identical to men at 61%. The gap shows up somewhere else. Nearly half of female business owners say gender has affected their access to finance, and only a third believe lenders treat male and female business owners equally. That’s a system problem, not a confidence problem. More transparency in lending decisions, clearer criteria, and better communication would go a long way to closing the gap. Read more below 🔗 https://buff.ly/aTcsPb8

Expand your client solutions with business & commercial Finance Business & commercial finance isn’t about changing what you do, it’s about enhancing your client offering, strengthening relationships, and building a more balanced revenue stream. Join our National BDM James Pattison with special guest Ben White from FYI Business Coaching, for a practical, experience-led session on how advisers are successfully integrating business finance solutions into their workflow. What you’ll take away: - Real examples of advisers adding business solutions seamlessly - Insights into the most common business & commercial funding needs already in client books - How to start the conversation without feeling “out of your depth” - Simple signals that indicate opportunities - Partner support that makes execution easy Why attend? With the right structure and support, business & commercial finance can become a repeatable part of your offering, unlocking more value for clients and new growth for your business. 📅 Date: Thursday, 26th March ⏰ Time: 11.00am 👉 https://buff.ly/nKZKnoL Limited spots, secure your place today!

We’re joining forces with Credit Fix Solutions, AMF (Australian Mortgage Fund Holdings), Bluestone Home Loans & WealthX for an informative morning covering the latest market trends, products and services. Connect with industry peers, gain valuable insights, and stay ahead of what’s shaping the market. 📅 Date: Friday, 20 March 📍 Location: Castle Hill RSL, 377 Castle St, Castle Hill NSW 2154 ☕ Arrival: 10.00am for a 10:30am start 🕚 Conclusion: 12:30am 🥐 Coffee and pastries will be served Continuing Professional Development (CPD) hours available Register here https://buff.ly/uxjlbdr

💡 From 1 July 2026, payday super means you’ll need to pay your team’s super at the same time as their wages. But with 70% of Aussie businesses currently paying super quarterly, switching to payday cycles could put a bit more pressure on weekly cash flow. The good news? With a little planning, the right payroll tech, and a solid cash buffer, you'll be ready – not scrambling – when July rolls around. 👉️ Here's how to prep for the transition:

More and more women are building their own businesses, yet accessing finance remains a challenge for many. We recently ran a survey to understand what drives the gender gap in business lending, and the key takeaway was clear: ambition is high, but the system isn’t always easy. From unclear criteria to 'gatekeeper' mentalities, when we remove common hurdles, more female-owned businesses can grow and thrive — and so can the economy. 👉️ Read the full article here: https://buff.ly/QWyDkcX #smallbusiness #womeninbusiness #smallbusinessgrowth #businessfinance