Zelo

At Make it in the Emirates, Zelo and Bildco Aerated Concrete Products took the partnership conversation from the signing floor to the panel stage, with a discussion focused squarely on the impact of integrated procurement and financing for SMEs in the UAE's industrial supply chain. The panel was led by Dhanush Arjun, CEO of Zelo, and Shamsa Alfahim CEO of BILDCO, and moderated by Ayush K. Bhatia, FRM Bhatia, Vice President Strategy at Zelo. At the centre of the conversation: a structural problem that quietly holds back the UAE's industrial SMEs, the 90 to 120-day credit period suppliers are forced to absorb when serving large corporates and government-related entities. For most SMEs in the supply chain, that gap is the single largest constraint on growth. Orders get won, work gets done, invoices get raised — and then the business waits. Payroll, materials, expansion, all on hold for a quarter or more. Zelo's invoice financing solutions, now being integrated into the BILDCO supplier ecosystem through Zelo Procure, close that gap directly. Instead of waiting 90 to 120 days, suppliers can draw advances against their invoices the moment they are raised — turning receivables into working capital on day one. The implication runs through the broader economy: when SMEs are no longer financing the working capital of the large counterparties they serve, they grow faster, hire more, and invest in the kind of capacity the UAE's industrial agenda actually needs. At Zelo, we remain steadfast in our support of the UAE's national ambition. Closing the credit-period gap for industrial SMEs is one of the most direct ways to accelerate that agenda — and to strengthen the supply chains the country is being built on. #MakeItInTheEmirates #ZeloProcure Dhanush Arjun, Deepak Sekar, Ayush K. Bhatia, FRM, Shamsa Alfahim

Zelo and IMKAN Properties have signed a partnership at Make it in the Emirates to roll out Zelo Procure, our procure-to-pay platform, across Imkan's procurement and finance operations. The headline for Imkan's supplier base: once Zelo Procure goes live, every supplier raising invoices to Imkan will be able to draw instant advances against those invoices directly through the platform — no separate application, no waiting on payment cycles. Liquidity becomes part of the procurement workflow itself. For Imkan, that means faster operations and tighter control over a complex supplier ecosystem, all built on a digital backbone designed for the scale of its development pipeline. For the contractors, fit-out specialists, and materials suppliers who actually build what Imkan designs, it means working capital arrives on the same timeline as the work itself — not weeks or months later. At Zelo, we remain steadfast in our support of the UAE's national ambition. The cities, communities, and landmark developments shaping the country's next chapter are only as strong as the supplier networks behind them. Embedding instant liquidity into that flow is how we add our part to the story — and Imkan is exactly the kind of partner to build it with. Dhanush Arjun, Deepak Sekar, Qussay AbdulWahab, Suwaidan Al-Dhaheri #MakeItInTheEmirates #ZeloProcure

On the floor of Make it in the Emirates, Zelo and Bildco Aerated Concrete Products have signed a partnership to roll out Zelo Procure, our procure-to-pay platform, across BILDCO's procurement and finance operations. The deployment will streamline how BILDCO sources, contracts, and pays — building the operational backbone needed to support its growth ambitions across the region and beyond. Zelo Procure comes embedded with Zelo Finance, allowing every merchant supplying BILDCO to access early payment on their invoices directly through the platform, with no separate onboarding or paperwork. For BILDCO, that means faster cycles and tighter control over a complex supplier base. For the merchants, many of them UAE SMEs and manufacturers, working capital becomes a default feature of doing business with a large enterprise, not a privilege reserved for the few who can navigate traditional financing. At Zelo, we remain steadfast in our support of the UAE's national ambition. By embedding liquidity directly into the industrial supply chain, we are amplifying the growth of the nation's industrial story through anchor partners like BILDCO. Dhanush Arjun, Deepak Sekar, Shamsa Alfahim

AED 350M for SME Liquidity: Zelo x Emirates Development Bank Launch High-Impact Financing Programme Proud to announce our partnership with Emirates Development Bank to launch an AED 350 million financing programme - unlocking liquidity for SMEs across the UAE's industrial supply chains. The numbers tell the story: - Up to 95% of approved invoice value - Within 24 hours through EDB 360 - Supporting thousands of SMEs strengthening national supply chains This isn't just capital. It's operational continuity for businesses that power the UAE's industrial future. SMEs no longer have to choose between growth and cash flow - they can do both. Announced at Make it in the Emirates 2026, this programme exemplifies what's possible when regulated fintech and national development institutions align around a single goal: enabling business growth at scale. Grateful to the Emirates Development Bank (EDB) team for the partnership and shared vision for SME resilience. Tushar Rajpal, Shaker Zainal, Abdelmalek Elshafei, MBA #MakeItInTheEmirates #ProudToMakeItInTheEmirates #EmiratesDevelopmentBank #Zelo #UAEIndustry #SupplyChainResilience #SMEFinancing #CapitalAccess

Zelo and Tasneef Announce Strategic Collaboration We're pleased to see our partnership with Emirates Classification Society (TASNEEF) announcement at Make it in the Emirates featured in Gulf News as we explore integrated assurance and financing solutions in the UAE. This collaboration unlocks something powerful: combining Tasneef's expertise in assurance and compliance with Zelo's financing capabilities creates a seamless pathway for businesses to access capital with institutional-grade oversight. This is what high-impact partnerships look like: two complementary platforms solving real problems for the UAE Read the full story: https://lnkd.in/d-82UgwD #Zelo #Tasneef #UAE #FinTech #CapitalAccess #Partnership #MakeItInEmirates

Excited to announce a strategic partnership between Zelo Finance and ADIO to unlock institutional capital for SMEs. The partnership was witnessed by H.E. Badr Al-Olama and signed by Mohammad Al Kamali , Chief Trade & Industry Officer at ADIO and Dhanush Arjun, our CEO and Co-founder For businesses across manufacturing, logistics, and heavy industries, access to working capital has historically meant choosing between speed and flexibility. We're changing that. Through this partnership, we're embedding Zelo's structured finance solutions - invoice financing, receivables-based lending, and bank guarantees - directly into Abu Dhabi's industrial ecosystem. The result: manufacturers and suppliers get faster access to capital without disrupting existing relationships or workflows. This is what institutional private credit looks like at scale: capital that flows where it's needed, without the friction of traditional banking. We're grateful to the ADIO team for their partnership and vision. Whether you're an SME scaling operations or an industrial buyer optimizing supply chain economics, let's talk about how this benefits you. Reach out to learn how Zelo can accelerate your growth: https://lnkd.in/dZSp35V5 #Zelo #IHC #ADIO #InvoiceFinance #FinTech #SME #Abudhabi #UAE

A more connected financial pathway is taking shape across Abu Dhabi’s industrial ecosystem. At MIITE 2026, ADIO has brought together Wio Bank, Numou.ae, Zelo, Gulf International Bank, and DIB under a strategic cooperation agreement designed to expand access to financing through stronger ecosystem alignment. The agreement was signed by Mohamed Al Kamali, Chief Trade and Industry Officer at ADIO, together with Saoud Al Jassem, Chief of Commercial Banking at DIB; Humaid AlAttar, Country Head, Abu Dhabi at GIB; Mohamed Al Binali, General Manager at Numou; Prateek Vahie, Chief Commercial Officer at Wio Bank; and Dhanush Arjun, CEO and Co-Founder of Zelo Finance, and witnessed by H.E. Badr Al Olama, Director General of ADIO. Through a digital referral pathway on TAMM and coordinated awareness initiatives, the partnership strengthens how businesses connect with financing institutions, supporting their ability to scale and operate within a fully integrated ecosystem. #MakeItInTheEmirates #InvestWithAbuDhabi #This_is_AbuDhabi يتشكل مسار تمويلي أكثر تكاملاً ضمن المنظومة الصناعية في أبوظبي. في "اصنع في الإمارات 2026"، جمع مكتب أبوظبي للاستثمار كلاً من بنك ويو، ونمو، وزيلو فاينانس، وبنك الخليج الدولي، وبنك دبي الإسلامي ضمن اتفاقية تعاون استراتيجية تهدف إلى توسيع فرص الوصول إلى التمويل عبر تعزيز التكامل بين مختلف الجهات. وقد تم توقيع الاتفاقية من قبل محمد الكمالي، الرئيس التنفيذي للصناعة والتجارة في مكتب أبوظبي للاستثمار، إلى جانب سعود الجاسم، رئيس الخدمات المصرفية للشركات في بنك دبي الإسلامي؛ وحميد العطار، المدير الإقليمي - أبوظبي في بنك الخليج الدولي؛ ومحمد البنالي، المدير العام في نمو؛ وبراتيك فاهي، الرئيس التنفيذي للشؤون التجارية في بنك ويو؛ ودانوش أرجون، الرئيس التنفيذي والشريك المؤسس في زيلو فاينانس، وذلك بحضور معالي بدر العلماء، المدير العام لمكتب أبوظبي للاستثمار. ومن خلال مسار إحالة رقمي عبر منصة "تم"، إلى جانب مبادرات توعوية مشتركة، تسهم هذه الشراكة في تعزيز ربط الشركات بالمؤسسات المالية، بما يدعم قدرتها على النمو والعمل ضمن منظومة متكاملة. #استثمر_مع_أبوظبي #هذه_هي_أبوظبي

أعلنت “إمكان العقارية” وشركة “زيلو” عن شراكة استراتيجية لتقديم حلول تمويل مدمجة للمقاولين والموردين ضمن مشاريع إمكان، عبر تمويل الفواتير وتوفير الضمانات المصرفية، بهدف دعم السيولة وتعزيز استمرارية تنفيذ المشاريع في قطاع التطوير العقاري بالإمارات. التفاصيل || https://lnkd.in/dtT2x-nX IMKAN Properties || Zelo #fintech_gate #الإمارات #العقارات #إمكان_العقارية #زيلو #التمويل #الاستثمار #التطوير_العقاري #الشركات_الصغيرة_والمتوسطة

At Zelo, we continue to operate with a clear focus on business continuity, disciplined execution, and uninterrupted support to our partners, clients, and stakeholders.   Our teams remain aligned, our processes remain active, and our operations continue to be guided by structured frameworks, strong internal coordination, and ongoing oversight across the business.   In a dynamic environment, we remain confident in the UAE’s leadership and in the strength, resilience, and stability of the ecosystem in which we operate.   We remain committed to supporting businesses with consistency, reliability, and focus. IHC   #Zelo #UAE #BusinessContinuity #Resilience #Stability